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CTC ₹8 LPA In-Hand Salary 2025-26 (New Regime)
On a CTC of ₹8,00,000 (8 LPA) with 50% basic (₹4,00,000), non-metro city, and Karnataka professional tax, the gross salary is ₹7,32,760. Under the new regime income tax is ₹0 (§87A zero-tax applies since taxable gross after ₹75k standard deduction stays below ₹12L). After employee EPF (₹48,000) and professional tax (₹2,400), annual in-hand is ₹6,82,360 — ₹56,863/month. In-hand is 85.3% of CTC — a higher ratio than higher-CTC packages because income tax is still zero at this level.
CTC ₹8,00,000, new regime, 50% basic, non-metro, Karnataka PT (FY 2025-26):
- Gross: ₹7,32,760 | Employer EPF: ₹48,000 | Gratuity: ₹19,240
- Employee EPF: ₹48,000 | PT: ₹2,400 | Tax: ₹0
- Annual in-hand: ₹6,82,360 | Monthly: ₹56,863 (85.3% of CTC)
Frequently asked questions
How much is the in-hand salary for 8 LPA CTC?
On ₹8,00,000 CTC with 50% basic, new regime, non-metro, Karnataka PT, the annual in-hand is ₹6,82,360 — ₹56,863/month (85.3% of CTC). Income tax is zero thanks to the §87A rebate.
Does 8 LPA CTC attract income tax in the new regime?
No. Under the new regime, income up to ₹12,00,000 taxable qualifies for the §87A rebate which makes tax zero. On ₹8L CTC with 50% basic, gross is ₹7,32,760, and after the ₹75,000 standard deduction taxable income is below ₹12L — so income tax is ₹0.